Fixed costs, finally clear
Most people know their individual bills, but not what all their fixed costs add up to over a full year. FixedCostReport reveals the real number — clearly and completely. So you can see exactly where your money goes, what is still worth paying for, and where there is room to cut.
Calculate your fixed costs
Before you compare, switch or cancel
First, use FixedCostReport to map out all your fixed costs. This gives you insight into your total, which commitments weigh most heavily, and where there may be room to make changes — before you start comparing, switching, or cancelling.
Áll your fixed costs, the full picture
Not limited to a single bank account, including fixed costs that cannot simply be cancelled or meaningfully compared
You are our customer, not our lead
We don’t receive any commission when you switch, cancel or sign up for a new product elsewhere
No account or bank connection required
No registration required and you decide what information to enter for your analysis and report
How it works
You've been wondering about the real number for a while. Three steps turn that feeling into clarity — and clarity into confident choices.
Enter your fixed costs
Ready-made categories and items mean you're just filling in amounts — add your own whenever you need. Enter each cost the way it's actually billed, monthly, quarterly or yearly, and flag what's locked in versus what you could drop. The more complete your picture, the sharper every insight that follows.Get your free overview and PDF
The moment your costs are in, your overview is ready: your total, your biggest categories and a first look at the findings — plus a downloadable PDF of your data, all for free. Optionally add your income or pick a country to preview how you compare.Unlock your full report
One payment turns the preview into your complete PDF. You get a personal link by email — edit your numbers and regenerate the report as often as you like for a week.What's inside your full report
The €29 report turns your number into meaning: a 10+ page PDF that runs these analyses on the exact figures you entered.
A 10+ page PDF — every figure drawn from your own numbers.
Where your money goes
Every category ranked by what it costs you, with the share of your total each one takes — so you see where the money actually concentrates.How you compare
Your category split measured against typical households in your country — exactly where you sit above and below the norm.The calendar effect
Which months spike, and why. The quarterly and yearly bills hiding outside your monthly view — and what to set aside so your heaviest month never squeezes you.Room to move
What you could cancel and what you realistically can't, separated clearly — and the total you could reclaim this year if you acted on it.Your cost floor
The minimum you'd still carry if you stopped everything stoppable — your true locked-in baseline, and the largest commitments behind it.The income lens
Your fixed costs measured against your net income — the share committed before the month even starts, and the income drop your floor could survive.Free overview and PDF — pay for the full analysis
Your free PDF includes every cost you entered, your totals and free insights. The full analysis is available as a €39 one-time private report or a €29 email-linked report that can be recovered and is ready for next year. Both give you seven days to edit and regenerate your report.
“I thought I knew my fixed costs. Then I put everything into a spreadsheet and saw the real yearly total. The number shocked me — and immediately made me look for costs to cut. FixedCostReport grew out of that experience.”
Frequently asked questions
Clear answers about household fixed costs, creating a complete overview, comparing your costs, pricing, privacy and your report.