Frequently asked questions

Clear answers about household fixed costs, creating a complete overview, comparing your costs, pricing, privacy and your report.

Browse the questions by topic to find the answer you need.

Household fixed costs explained

1 What are household fixed costs?
2 What is the difference between fixed and variable costs?
3 Why doesn’t FixedCostReport include groceries, fuel and other variable spending?
4 Which fixed costs should I include in a household budget?
5 How do I calculate my fixed costs per month and per year?
6 Which fixed costs are most often forgotten?

Calculating and reducing fixed costs

1 How do I make a complete fixed-cost overview?
2 Which fixed costs are actually negotiable?
3 When is the right moment to switch a contract?
4 Is cancelling a small subscription worth the hassle?
5 What is a cost floor?
6 How can I reduce fixed costs without giving up services?

Comparing household fixed costs

1 How do my fixed costs compare to other households?
2 Where do the comparison figures come from?
3 Does household size change what counts as normal?
4 What are average fixed costs for a household?
5 Why do fixed costs differ so much between countries?
6 What share of my income should go to fixed costs?

Is FixedCostReport for me?

1 Does my bank not already do this for me?
2 I already track my spending in a spreadsheet. What does this add?
3 Is this only useful if I am struggling financially?
4 Will this tell me to cancel my streaming subscriptions?

Using FixedCostReport

1 What is FixedCostReport?
2 What do I need to enter, and how long does it take?
3 Do I have to connect my bank or create an account?
4 What is in the full report that the free overview does not show?
5 How does my country affect the report?
6 How often should I redo this?

Pricing and payment

1 What does a report cost?
2 Is this a subscription?
3 Which payment methods can I use?
4 Can I get a refund?

Privacy and your data

1 What do you store about me?
2 Do you sell or share my data?
3 Do I have to give an email address?
4 Can I have my data deleted?

After you buy

1 When do I get my report?
2 Can I change my figures after paying?
3 I lost my report link. What now?
4 Can I download the PDF again later?

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